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Low car insurance is available and ready for the taking. You can decrease your policy price and obtain low car insurance simply by educating yourself on the discounts that are available to you. You might be surprised to learn that there are nearly dozens of credits (discounts) that can be applied to your car insurance policy. Here are three discounts you should investigate so you can take advantage of low car insurance.

* Carpool Credit: This is a discount given to people who commute with others during the work week. The more you carpool and ride with others, the less you are personally driving. Car insurance companies can work a discount into your policy price because the chance that you will get into an accident decreases when you carpool. (Don't forget you will save money on car maintenance and gasoline when you carpool, too!)

* Multi-Car Discount: Do you have more than one vehicle? If so, you should always use the same car insurance provider for each vehicle. That way you can qualify for the multi-car discount that is offered by most insurance providers. (You may also want to think about transferring your home owners insurance over to the insurance provider you are using for your vehicle, too. It can save you hundred of dollars annually to have all of your insurance with the same provider.)

* College Student: If you are looking for low car insurance, have a college student in your home that travels more than 100 miles to school and is gone more than eight months each year, your family may be eligible for a discount on car insurance. Many car insurance companies will issue "student away credit" which can lower the costs of your car insurance.

These are just three out of dozens of discounts that can be used to obtain low car insurance. You are encouraged to go online and find which discounts you qualify for based on your unique personal situation. With a one time small investment of time you can reap hundreds of dollars each year.

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